RESPA Section 8 — Kickbacks and Unearned Fees

Analysis

This page is synthetic educational material for the T-050 Demo Slice. It does not describe a real borrower, lender, settlement-service provider, or enforcement matter. Token: T050-FIXTURE-SECTION-8.

The Real Estate Settlement Procedures Act (RESPA) Section 8, codified at 12 U.S.C. § 2607, and Regulation X, 12 C.F.R. § 1024.14, prohibit giving or accepting a fee, kickback, or thing of value pursuant to an agreement or understanding that business incident to a real estate settlement service involving a federally related mortgage loan will be referred.

A settlement-service provider may not accept a fee, kickback, or thing of value for the referral of a federally related mortgage loan. Fees must be for goods or facilities actually furnished, or services actually performed. This fixture does not apply those rules to any person or transaction.

What this demo is not

• Not legal advice and not a substitute for counsel.
• Not a complaint form, intake, or case-assessment tool.
• Not generated by a model at request time; the analysis text is this trusted markdown fixture.

Primary sources

Follow a public source (opens in a new tab):

• CFPB Regulation X § 1024.14 — Prohibition against kickbacks and unearned fees
• 12 U.S.C. § 2607 on GovInfo (U.S. Code)